Key Takeaways
- E-2 SaaS founders with documented MRR qualify for non-dilutive revenue-based funding up to $5M
- Engineering hires, sales team, and marketing spend are all eligible uses
- Revenue-based funding preserves equity while the SBA and banks remain closed to E-2 founders
- Israeli, Indian, British, and Korean E-2 founders frequently build US SaaS companies
- 48-hour preliminary decisions based on Stripe or similar payment processor revenue
The B2B SaaS company has become one of the most sophisticated E-2 visa investment vehicles. Unlike brick-and-mortar businesses, a SaaS company can achieve substantial recurring revenue with a relatively lean team — which means the E-2 investment of $200,000–$500,000 goes further in software than in restaurants or retail. Israeli founders have used E-2 visas to build US-based cybersecurity and marketing technology companies. Indian founders navigating the EB-2/EB-3 backlog use E-2 as a bridge to US market access. British and Australian tech entrepreneurs invest in SaaS companies targeting the large US market.
For SaaS companies, Bankable’s revenue-based funding is uniquely well-suited because repayment scales with your MRR growth. On months when churn spikes or growth slows, repayment adjusts downward automatically. On strong months, you pay more and retire the obligation faster. This flexibility means you’re never locked into a fixed payment that strains your runway during a difficult customer acquisition period.
SaaS Capital Uses for E-2 Founders
- Engineering: Backend developer, frontend engineer, or DevOps hire to accelerate product roadmap
- Sales: First or second account executive hire to convert your inbound pipeline
- Customer success: CSM hire to reduce churn below 2% and improve NRR
- Marketing: Content, SEO, and paid acquisition to fill the top of your pipeline
- Infrastructure: AWS or GCP costs as you scale, plus SOC 2 or ISO 27001 certification
Revenue-Based Funding
Non-dilutive capital repaid as a percentage of MRR. Keep 100% equity.
Apply Now →Tech Startup Funding
Broader E-2 tech startup capital including pre-SaaS and hybrid businesses.
Learn More →Working Capital Line
Revolving access for operational costs during growth-phase cash gaps.
Learn More →Frequently Asked Questions
Yes. E-2 SaaS founders with $15K+ MRR qualify for Bankable’s revenue-based funding. It is non-dilutive — no equity, no board seats, no investor approval of your visa status.
We look at MRR, churn rate, customer count, average contract value, and NRR. High-retention, low-churn SaaS businesses qualify for the most favorable terms.
We generally require 6+ months of consistent MRR. Pre-product-market-fit companies with highly variable revenue do not typically qualify.
No. Bankable’s RBF does not include equity dilution, board observer rights, or restrictions on future equity rounds.
We accept Stripe, Braintree, Recurly, or Chargebee exports showing MRR, churn, and subscription counts. These provide more granular data than bank statements.
Up to $5M. Funding amount is typically 3–6x MRR depending on growth rate and churn profile.
Yes. Any recurring subscription revenue from a software product qualifies, including API, data, and marketplace products.
Yes. Bootstrapped, angel-backed, and VC-backed SaaS companies all qualify based on revenue, not funding source.