Key Takeaways
- E-2 tech founders with demonstrable MRR or ARR qualify for revenue-based funding up to $5M
- SaaS, software, app companies, and tech-enabled services are all eligible business types
- Bankable does not require green card, citizenship, or SBA eligibility — just consistent revenue
- Indian, Israeli, South Korean, and British E-2 founders frequently build US tech companies
- 48-hour preliminary decisions with funding in 5–7 business days after approval
The E-2 visa has become an unlikely path to the US tech ecosystem for founders from countries without H-1B cap relief. Indian founders — who face decades-long EB-2/EB-3 backlogs — have discovered that investing $200K–$500K in a US tech entity, hiring American employees, and building toward revenue is a legitimate path to operating in the US market. Israeli, South Korean, British, and Australian founders leverage their respective treaty relationships to build software companies, mobile apps, B2B SaaS platforms, and tech-enabled services in the US without navigating the H-1B lottery.
The E-2 tech startup occupies an interesting space: it’s too capital-efficient for traditional VC (which wants hypergrowth equity deals), too early-stage for bank lending (which wants years of profitable history), and now completely locked out of SBA programs. Revenue-based funding bridges this gap perfectly. Once your startup crosses $20K-$30K MRR, you have documented, recurring revenue that Bankable can underwrite without asking about your visa category.
Revenue-Based Funding vs. Venture Capital for E-2 Founders
VC funding requires you to give up equity and often requires board seats held by investors. More critically, many VC funds are prohibited by their LPA from investing in companies with primary principals on non-immigrant visas — a clause that quietly excludes E-2 founders. Revenue-based funding from Bankable is non-dilutive: you keep 100% of your equity. Repayment is tied to your revenue, so a slow quarter means lower payments automatically.
- Product development: Engineering hires, contractor costs, and infrastructure for the next product milestone
- Sales team buildout: First or second sales rep hire to convert your pipeline faster
- Marketing and content: SEO, content, and paid acquisition to drive MRR growth
- Customer success: Hiring to reduce churn and expand revenue from existing accounts
- Infrastructure and DevOps: Cloud costs, security, and compliance certifications that enterprise customers require
Revenue-Based Funding
Non-dilutive capital tied to your MRR. Repay as revenue grows. Keep 100% of your equity.
Apply Now →Working Capital Line
Revolving access for payroll and operational costs during growth phases.
Learn More →E-2 SBA Alternative
Since March 2026, SBA is closed to E-2 holders. Bankable is the structured alternative.
Learn More →Frequently Asked Questions
Yes. E-2 founders with demonstrable recurring revenue (MRR/ARR) qualify for Bankable’s revenue-based funding. We do not require green cards, citizenship, or VC backing.
Most Bankable tech startup clients have $15K–$30K+ MRR. Earlier-stage companies with strong growth trajectories may qualify on a case-by-case basis.
It depends on your goals. RBF is non-dilutive, has no board implications, and is available without the VC’s visa concerns. For working capital and growth, RBF is typically superior. For very large rounds requiring strategic partners, equity may still be needed.
This is a separate question from Bankable funding. Many angels and seed funds happily invest in E-2 founders. Our funding is entirely separate from equity fundraising and does not involve investor approval of your visa status.
Yes. Bankable’s revenue-based funding does not restrict your ability to raise equity capital. Many E-2 founders use both simultaneously.
SaaS, software, mobile apps, tech-enabled services, marketplaces, and B2B platforms with recurring revenue. Pure pre-revenue startups do not currently qualify.
We accept Stripe exports, Baremetrics or ChartMogul reports, payment processor statements, and bank statements. MRR documentation is straightforward for subscription businesses.
Revenue-based repayment automatically adjusts. Lower revenue months mean lower repayment amounts. The total repayment obligation remains fixed — only the timing shifts.