Key Takeaways
- Licensed veterinarian-parolees with US practice revenue qualify
- Veterinary equipment and surgical suite financing
- Practice acquisition financing up to $3M
- Working capital for supply and payroll cycles
- No green card required — NAVLE license required
Ukrainian and Cuban veterinarian-parolees on humanitarian parole are building successful US veterinary businesses — generating real revenue that traditional banks ignore because of their visa status. Bankable evaluates your business on what matters: monthly revenue, operating history, and business fundamentals.
Veterinary Medicine: High Demand, Strong Revenue
The US pet economy exceeds $150B annually, and veterinary services are a core component. Parolee veterinarians who pass the NAVLE licensing exam and obtain state licenses can open practices that immediately serve high-demand markets. Urban and suburban pet ownership rates have surged post-COVID, and veterinary appointment slots are overbooked in most markets — creating instant revenue opportunity for new practices.
Funding Products
- Veterinary Equipment: Surgical tables, anesthesia machines, digital X-ray, ultrasound systems, dental units — financed with equipment as collateral.
- Practice Acquisition: Buy an established veterinary practice with existing client base and appointment flow.
- Working Capital: Fund pharmaceutical inventory, lab supplies, and payroll between client payment cycles.
- Emergency/Specialty Equipment: ICU cages, oxygen concentrators, and specialty diagnostic equipment for higher-acuity practices.
Equipment Financing
Finance the physical assets your business needs with the equipment as collateral.
Explore →Frequently Asked Questions
Yes. Ukrainian or Cuban veterinarian-parolee humanitarian parolees with valid EADs and US veterinary revenue that exceeds $20K/month qualify for Bankable's funding products. We do not require green card or permanent residency.
Valid EAD, parole documentation, 3 months of US business bank statements, business EIN, and a voided business check. No tax returns required for amounts under $250K.
Working capital advances are decided within 48 hours. Equipment financing decisions typically take 48-72 hours. Funds wire within 2-3 business days of approval.
We prefer 620+ for working capital and 640+ for equipment financing, but we evaluate the full picture — revenue strength, time in business, and industry risk can compensate for lower scores.
Revenue-based working capital requires no collateral beyond a general business lien. Equipment financing uses the financed equipment as collateral. Larger term loans may require personal guarantee.
Qualifying businesses can access up to $5M. Most early-stage businesses qualify for $25K-$500K based on revenue. Businesses doing $100K+/month can access larger facilities.
Bankable structures funding terms to your remaining authorization period. Parole renewals are typically straightforward for CHNV and Ukrainian U4U programs. See our guide on parole expiry and business funding.
Yes, as long as the majority (51%+) ownership is the parolee with EAD. Mixed-status business partnerships are acceptable. Each partner's immigration status is reviewed but majority ownership by a parole holder qualifies.