Key Takeaways
- O-1 transportation operators qualify on trip and route revenue
- Fleet expansion, vehicle financing, and dispatch infrastructure all funded
- SBA barred for O-1 holders since March 2026
- Revenue-based repayment matches transportation's variable income
- 48-hour decisions, no green card required
Transportation businesses — non-emergency medical transport, charter services, limousine and executive car services, rideshare fleet operators, and regional bus companies — generate predictable, verifiable revenue from every trip dispatched. O-1 holders who have built recognized transportation operations deserve capital that recognizes that revenue. Bankable funds O-1 transportation operators on dispatch revenue, contract service agreements, and fleet performance data.
Fleet expansion requires capital that traditional banks are slow to provide — especially when the owner holds an O-1 visa. Bankable's 48-hour decisions remove the timeline barrier. Check your Bankability Score.
What Transportation Funding Covers
- Fleet vehicle acquisition: Vans, buses, luxury vehicles, specialty transport
- Vehicle down payments: Supporting dealer financing by covering the equity portion
- Dispatch and routing software: Technology infrastructure for operations management
- Insurance premiums: Commercial auto and liability insurance financing
- Driver payroll: Bridging payroll before contract payments clear
- Marketing and contract acquisition: Bidding for hospital, school, or corporate contracts
Contract Transportation vs. Open Market
Transportation businesses fall into two broad revenue models: contract transportation (serving hospitals, schools, corporations, or municipalities on recurring agreements) and open-market transportation (rideshare, taxi, charter, on-demand). Both models are fundable through Bankable. Contract transportation companies present more predictable revenue profiles; open-market operators often have higher volatility but strong aggregate revenue. We evaluate each based on trailing 3-6 month revenue consistency.
NEMT and Healthcare Transportation
Non-emergency medical transportation (NEMT) operators are among the most fundable transportation businesses in Bankable's portfolio — Medicaid and Medicare reimbursement creates predictable, government-backed revenue streams. O-1 NEMT operators with active Medicaid contracts can access capital against those receivables efficiently.
Frequently Asked Questions
Yes. Bankable funds O-1 transportation operators on trip and contract revenue. No green card required.
Yes. Vehicle financing with the vehicle as collateral is available.
Yes. Medicaid and Medicare reimbursement revenue is strong documentation for funding applications.
$25,000/month in transportation revenue with 6 months of history.
48 hours from complete application.
Yes. All O-1 holders are excluded from SBA programs since March 2026.
Yes. Payroll bridge financing is a common use of transportation funding from Bankable.
Up to $5M based on fleet revenue and contract history.
Yes. Rideshare fleet operators with documented trip revenue qualify for Bankable funding.
3-6 months of bank statements, vehicle titles or registration, and contract documentation if applicable.