Key Takeaways
- O-1 dentists qualify on practice production and collection revenue
- Equipment, practice acquisition, and expansion all funded
- SBA barred for O-1 holders since March 2026
- Dental production is one of the most predictable healthcare revenue streams
- 48-hour decisions, no green card required
Dental practices operated by O-1-status dentists — specialists recognized for clinical innovation, researchers who have advanced oral health science, or clinicians whose work has been documented in industry media and peer publications — generate substantial, predictable production and collection revenue. Insurance reimbursement and private pay create consistent monthly cash flow. Bankable funds O-1 dental practices on production and collection data — not immigration status. Check your Bankability Score.
What Dental Practice Funding Covers
- Dental equipment: CBCT scanners, CAD/CAM systems, digital X-ray, chairs and units
- Practice acquisition: Buying an existing dental practice or buying out a partner
- Second location: Opening a satellite or specialty location
- Leasehold improvements: Operatory buildout, sterilization center, reception area
- Working capital: Bridging insurance reimbursement cycles (30-60 days)
- Marketing: Patient acquisition, SEO, social media, referral program development
Dental Production and Collection Metrics
Bankable evaluates dental practices using practice management system reports (Dentrix, Eaglesoft, Open Dental) alongside bank statements. Key metrics: monthly production, collection rate (typically 90-98%), and case mix (insurance vs. private pay vs. specialty). A general dental practice producing $120,000/month with 94% collection and 40% private pay is an excellent qualifying profile regardless of the dentist's visa status.
Specialty Dental Practices
Oral surgeons, orthodontists, periodontists, and prosthodontists often operate high-production, higher-fee practices with above-average collection rates. O-1 specialists in these categories frequently have documented extraordinary clinical credentials. Bankable evaluates specialty dental practices on the same production-based model, with specialty case values factored into the average ticket calculation.
Frequently Asked Questions
Yes. Bankable funds O-1 dental practices on production and collection revenue. No green card required.
Dentrix, Eaglesoft, Open Dental, and similar PMS reports alongside bank statements qualify.
$30,000/month in dental collections with 6 months of operating history.
Yes. Practice acquisitions are a primary use of dental funding from Bankable.
48 hours from complete application.
Yes. All SBA programs require 100% citizen/national ownership since March 2026.
Yes. Dental equipment qualifies for asset-secured financing.
Up to $3M based on monthly collections.
Yes. Multi-location dental expansion is a common use case.
Specialty practices are evaluated on the same model — production and collection — with specialty case values reflected in the average ticket.