Key Takeaways
- L-2 EAD holders can own private security and alarm monitoring businesses
- Security services is a $50B+ market with recurring contract revenue
- Guard payroll, patrol vehicles, and technology are all fundable uses
- Commercial security contracts provide predictable monthly recurring revenue
- Bankable evaluates your security contract revenue, not your immigration status
Security services businesses generate consistent recurring revenue from commercial and residential monitoring contracts, guard deployment contracts with property managers, and event security agreements. L-2 EAD owners with law enforcement, military, or corporate security backgrounds from their home countries bring credentials and discipline that clients value. The US private security market continues to grow, driven by commercial real estate security requirements, retail loss prevention, and residential security demand.
Security Services Funding Uses
- Guard payroll: Fund weekly payroll for your security officer workforce
- Patrol vehicles: Marked patrol vehicles and mobile patrol units
- Uniforms and equipment: Guard uniforms, communications equipment, and safety gear
- Alarm monitoring technology: Monitoring station setup and surveillance camera systems
- Licensing costs: State security company licensing, guard card training programs
- Commercial contract startup: Operational capital for large new contract mobilizations
Frequently Asked Questions
Yes. L-2 EAD holders can own private security companies in most states. State licensing for security companies varies — most require a company license plus individual guard card licensing. Some states may have additional requirements for armed security operations.
Minimum $15,000/month in contract revenue. Security businesses with monthly monitoring contracts or long-term guard deployment contracts are strong candidates.
Both. Unarmed security has lower regulatory barriers and broader market access. Armed security commands premium rates. We fund both, evaluating the specific business revenue and contract structure.
Yes. Guard payroll during new contract startup — before the client's first payment arrives — is a classic security industry cash flow challenge. Bankable funds this gap.
Yes. Alarm installation and monitoring businesses with recurring monitoring revenue (RMR) are excellent candidates. RMR is highly predictable and valuable as a funding basis.
Physical security businesses adding cybersecurity services are a growing convergence. Both physical and cyber security revenues count in our underwriting.
No. L-2 EAD provides full authorization to own and operate a private security company as a business owner. Armed guard positions may have citizenship requirements in some states for individual guards — but the business owner does not need to be a citizen.
Decisions in 48 hours. For urgent payroll needs, contact us directly to expedite your application.