Key Takeaways
- Security companies with recurring client contracts are highly bankable
- Guard management, uniforms, vehicles, and technology all eligible for funding
- Both armed and unarmed security companies qualify
- SBA closed to L-1 holders — Bankable funds security businesses on contract revenue
- Decisions in 48 hours, $50K to $2M
Private security is a $55 billion US industry growing at 4-6% annually, driven by commercial real estate security requirements, event security demand, and corporate campus protection. L-1 holders in this sector often come from law enforcement management, military officer backgrounds, or corporate security executive roles at multinational companies. Their operational knowledge — post order development, dispatch systems, background screening, training programs — is exactly the specialized knowledge that L-1B and L-1A visas contemplate.
A security company with 25 licensed guards on contract at an office park generates $125K-$175K in monthly revenue on predictable monthly billing cycles. The working capital need is structural: guards are paid weekly, but clients pay monthly — a $125K/month revenue company carries a $30K-$45K working capital gap every pay period. Bankable bridges this gap.
Security Business Capital for L-1 Holders
- Guard uniforms and equipment: Uniforms, radios, belt gear, and PPE for each new guard position — $500-$1,200 per guard upfront
- Security vehicles: Marked patrol vehicles for mobile patrol contracts — $30K-$50K per vehicle fully equipped
- Guard management software: Trackforce, TrackTik, or Silvertrac for scheduling, reporting, and incident management
- Payroll bridge: Guards paid weekly or bi-weekly; clients pay monthly — the gap requires working capital
- Licensing and bonding: State security contractor licensing, general liability insurance, and bonding for guard employees
Check your Bankability Score or call (786) 443-5511.
Frequently Asked Questions
Yes. Security businesses with active state security contractor licenses, EIN, SSN, and documented contract revenue qualify for Bankable funding. No green card required.
Monthly contract billing for security guard services, mobile patrol route revenue, event security billings, and executive protection contracts all qualify. We review 6+ months of bank statements or billing records.
Armed security companies require additional state licensing and may have higher insurance requirements. Revenue qualification is identical to unarmed security — we evaluate your contract revenue regardless of the guard type.
Yes. Weekly guard payroll against monthly client billing creates a structural gap that Bankable's working capital lines are specifically designed to bridge. This is the most common security company funding use case.
Yes. Marked patrol vehicles are asset-backed and qualify for vehicle financing. A growing mobile patrol company adding a second vehicle route qualifies based on existing contract revenue.
Security companies with at least $40K in monthly contract revenue (approximately $480K annually) qualify for initial review. Smaller operations may qualify with particularly stable, long-term contract relationships.
Bankable requires at least 6 months of documented revenue. A security company that has been operating for 6+ months with verifiable client contracts qualifies for funding.
We review business bank statements, contract copies or SOWs from clients, and invoicing records. Security companies with payroll processing records that verify guard headcount are particularly well-documented for underwriting.