Key Takeaways
- Logistics businesses owned by L-1 holders qualify based on contract storage and fulfillment revenue
- Forklift and material handling equipment financing is asset-backed and accessible
- 3PL operators, freight brokers, and warehouse operators all eligible
- SBA closed to L-1 holders — Bankable funds on logistics revenue
- Decisions in 48 hours, up to $5M
Third-party logistics is one of the fastest-growing sectors in the US economy, driven by ecommerce growth and the reshoring of manufacturing supply chains. L-1 holders in logistics come primarily from supply chain management and warehouse operations backgrounds — regional distribution directors, operations managers, and logistics technology specialists who leverage their specialized knowledge to establish independent 3PL operations serving the US market.
A 3PL operator with 30,000 square feet of warehouse space, 12 fork-operated loading docks, and contracts with three ecommerce clients generating $150K/month in storage and fulfillment fees has a business with real revenue and real capital needs. Bankroll management software, forklift maintenance, and warehouse lease deposits require capital — capital that traditional lenders deny based on the operator's immigration status.
Logistics Capital for L-1 Holders
- Forklift and material handling equipment: Electric and propane forklifts ($15K-$40K each), pallet jacks, and conveyor systems — all asset-backed
- Warehouse lease deposits: Industrial space typically requires 3-6 months of deposit — working capital covers this while your client contracts begin generating revenue
- WMS software implementation: Warehouse management systems (ShipBob, Extensiv, Manhattan) require implementation capital
- Freight broker working capital: Brokers advance carrier payments before shipper collections — a float that requires working capital
- Fleet expansion for last-mile delivery: Sprinter vans and box trucks for owned-carrier last-mile operations
Check your Bankability Score or explore equipment financing.
Frequently Asked Questions
Yes. L-1 holders operating 3PL, freight brokerage, or warehouse businesses qualify for Bankable funding on contract revenue. No green card required.
Yes. Forklifts, pallet jacks, conveyor systems, and racking systems all qualify for asset-backed equipment financing. The equipment value serves as collateral for lower-rate financing.
Freight brokers advance carrier payments before collecting from shippers — creating a float of 30-60 days. Bankable provides working capital lines specifically for this float, repaid as shippers pay.
Yes. Moving to a larger facility — lease deposits, racking installation, dock equipment, and security systems — is a common use case funded against your existing contract revenue.
Six months of business bank statements, client contracts (or term sheets), and documentation of your warehouse lease. WMS reports showing inventory under management and throughput volume strengthen the application.
Yes. Last-mile delivery operations with owned fleets (sprinter vans, cargo bikes, box trucks) qualify for both vehicle financing and working capital. Delivery contract revenue from DoorDash, Amazon Flex programs, or direct retail clients qualifies.
Yes. Licensed freight brokers (with active FMCSA broker authority) with documented brokerage revenue qualify. We evaluate load count, gross margin per load, and client concentration.
No minimum size requirement. A 5,000 sq ft operation with 3 clients and $40K/month in storage and fulfillment fees qualifies. Larger operations naturally qualify for larger facilities.