Key Takeaways
- Former H-2B agricultural and farm workers who pursued veterinary careers now own vet practices across the US
- Bankable funds veterinary practices $25K–$5M based on practice revenue — no green card required
- Equipment financing, working capital, and practice acquisition all available
- SBA 2026 rule eliminated non-citizen veterinary practice owners from all SBA programs
- 48-hour approvals for qualified veterinary businesses
From H-2B Agricultural Worker to Veterinary Practice Owner
The path from H-2B agricultural work to veterinary practice ownership follows a natural trajectory. Many H-2B workers employed on farms, ranches, and agricultural operations developed hands-on experience with animal husbandry, livestock health management, and equine care that fueled an interest in veterinary medicine. After gaining work authorization, many pursued veterinary education, obtained their DVM licenses, and eventually launched their own veterinary practices — often with a specialty in large animal or agricultural veterinary care that reflects their roots.
Bankable funds veterinary practices on documented practice revenue — no citizenship required.
Veterinary Practice Capital Needs
- Medical equipment: Digital X-ray, ultrasound, surgical equipment, anesthesia machines, and laboratory analyzers represent $100K–$400K in capital investment.
- Practice acquisition: Buying an existing veterinary practice from a retiring DVM is common and typically valued at 0.8–1.2x annual revenue.
- Mobile veterinary equipment: Large animal and farm call practices require fully equipped mobile veterinary units — custom trucks or trailers with veterinary equipment.
- Working capital: Veterinary practices with farm accounts often invoice net-30. Working capital bridges the payment gap.
Veterinary Equipment Financing
X-ray, ultrasound, surgical, and laboratory equipment. Asset-secured for better rates.
Learn More →Practice Acquisition
Partial funding for buying an existing veterinary practice. Evaluated on practice revenue.
Apply →Working Capital
Bridge farm account payment cycles and cover operating costs. Up to $300K revolving.
Apply →Frequently Asked Questions
Yes. Bankable funds veterinary practices regardless of the owner's immigration status. Documented practice revenue is the primary criterion.
We fund small animal companion animal practices, large animal and farm call practices, equine veterinary practices, specialty veterinary hospitals, and mobile veterinary services.
Yes. Practice acquisition funding is available. We evaluate the acquisition based on the target practice's historical revenue and client count.
Funding depends on annual revenue. A vet practice with $700K–$2M in annual revenue might qualify for $150K–$600K.
The 2026 SBA rule requires 100% citizenship, eliminating non-citizen veterinary practice owners. Bankable is private capital with no citizenship requirement.
Yes. Mobile veterinary truck and trailer equipment financing is available with the vehicle and equipment serving as collateral.
Six months of business bank statements, your EIN, veterinary license, and personal identification. No green card required.
Most applications receive a decision within 48 hours. Funds are typically deposited within 3–5 business days.