Key Takeaways
- Former H-2B workers who gained STEM skills often launch technology businesses after gaining work authorization
- Bankable funds tech startups with documented revenue $25K–$5M — no green card required
- Working capital, equipment, and growth capital all available
- SBA 2026 rule eliminated non-citizen tech startup owners from all SBA programs
- 48-hour approvals for qualified tech businesses with documented revenue
H-2B Workers Who Built Tech Careers
The H-2B program is typically associated with manual labor industries, but a significant number of H-2B workers also held technical roles — resort IT support, theme park technology operations, facility management software — and used those roles as the foundation for pursuing technical careers after gaining work authorization. Others leveraged the income from seasonal H-2B work to fund STEM degrees and coding boot camps.
Today, former H-2B workers own software companies, mobile app businesses, IT service companies, and technology consulting firms. Many serve the very industries where they worked — hospitality technology, landscape management software, food service tech platforms. Bankable funds tech businesses with documented revenue on that revenue — no citizenship required.
Tech Business Capital Needs
- Development resources: Hiring developers, designers, and QA engineers to build or expand a software product.
- Cloud infrastructure: AWS, Azure, or GCP hosting costs can be significant for growing SaaS and platform businesses.
- Sales and marketing: Customer acquisition for B2B technology businesses requires investment in sales teams, content marketing, and event presence.
- Working capital: B2B software companies often have net-30 to net-90 payment terms. Working capital bridges the gap.
Revenue-Based Funding
Based on MRR or ARR. Repay as a percentage of daily deposits. Aligned with SaaS revenue cycles.
Apply →Working Capital Line
Cover payroll, cloud costs, and sales expenses between client payments. Up to $500K.
Apply →Equipment Financing
Workstations, servers, and specialized hardware. Asset-secured for better rates.
Learn More →Frequently Asked Questions
Yes. Bankable funds technology businesses with documented revenue regardless of the owner's immigration status.
We fund SaaS companies, mobile app businesses, IT services firms, technology consulting companies, and digital product businesses with documented revenue.
Funding depends on documented revenue. A tech business generating $30K+ in monthly recurring revenue might qualify for $100K–$500K.
The 2026 SBA rule requires 100% citizenship, eliminating non-citizen tech business owners. Bankable is private capital with no citizenship requirement.
No. Bankable requires at least 6 months of documented business bank statement revenue. Pre-revenue startups should explore venture capital and angel investment.
Yes. Working capital and revenue-based funding can both be used to fund payroll for technical staff.
Six months of business bank statements, your EIN, and personal identification. No green card required.
Most applications receive a decision within 48 hours. Funds are typically deposited within 3–5 business days.