Key Takeaways
- Former H-2B construction and maintenance workers often transition into real estate investing and property management
- Bankable funds real estate businesses $25K–$5M based on rental and service revenue — no green card required
- Working capital, renovation financing, and business line of credit all available
- SBA 2026 rule eliminated non-citizen real estate business owners from SBA programs
- 48-hour approvals for qualified real estate businesses
From H-2B Worker to Property Investor
Former H-2B workers who worked in construction, maintenance, and landscaping understand real property from the ground up — literally. They have seen what deferred maintenance costs, how renovation increases value, and how property management operations work from the inside. Many have transitioned into real estate investing, property management companies, and real estate services businesses (cleaning, maintenance, landscaping for property managers).
Real estate businesses have strong, documentable revenue: rental income, property management fees, and service contracts all create consistent cash flows that appear clearly in business bank statements. Bankable funds real estate businesses on that documented revenue.
Real Estate Business Capital Needs
- Renovation capital: Renovating a rental property between tenants or to increase rental rates is a high-ROI capital deployment for real estate investors.
- Working capital for property management companies: Property management companies often advance repair and maintenance costs before collecting from property owners, creating working capital needs.
- Equipment for maintenance businesses: Real estate maintenance companies require vehicles, tools, and cleaning equipment.
- Bridge financing: Real estate investors sometimes need short-term capital to bridge between acquiring a property and securing permanent financing.
Renovation Financing
Fund property renovations to increase value and rental rates. Repay from improved cash flow.
Apply →Working Capital Line
Cover repair advance costs and operating expenses for property management companies.
Apply →Revenue-Based Funding
Based on documented rental and management revenue. Repay as a percentage of deposits.
Apply Now →Frequently Asked Questions
Yes. Bankable funds real estate businesses regardless of immigration status. Documented rental and service revenue is the primary criterion.
We fund property management companies, real estate investment businesses, renovation contractors, real estate maintenance services, and real estate cleaning companies.
Yes. Renovation financing for income-producing properties is available. We evaluate it based on your documented rental revenue and cash flow.
Funding depends on documented annual revenue. A property management company with $500K–$1.5M in annual management fees might qualify for $100K–$500K.
The 2026 SBA rule requires 100% citizenship, eliminating non-citizen real estate business owners. Bankable is private capital with no citizenship requirement.
Yes. Property management companies frequently need working capital to advance repair costs before collecting reimbursement from property owners.
Six months of business bank statements, your EIN, business license, and personal identification. No green card required.
Most applications receive a decision within 48 hours. Funds are typically deposited within 3–5 business days.