Key Takeaways
- Former H-2B workers who pursued marketing and communications careers often launch agencies serving their communities
- Bankable funds marketing agency businesses $25K–$2M based on client revenue — no green card required
- Working capital, technology, and team expansion all available
- SBA 2026 rule eliminated non-citizen marketing agency owners from all SBA programs
- 48-hour approvals for qualified marketing businesses
H-2B Workers Who Built Marketing Expertise
Marketing agencies founded by former H-2B workers often specialize in reaching the very demographic they came from — Hispanic and Latino consumers, immigrant business communities, and bilingual markets. These agencies have an authenticity and cultural fluency that mainstream advertising agencies cannot replicate. A Spanish-language digital marketing agency founded by a former H-2B worker who spent years in the communities they serve has a competitive moat that is virtually impossible to imitate.
Marketing agency revenue is highly predictable: monthly retainer contracts with established clients create consistent, documentable cash flow. Bankable funds marketing agencies on that client revenue — no green card required.
Marketing Agency Capital Needs
- Ad spend working capital: Agencies often advance advertising spend on behalf of clients, invoicing them after the campaigns run. A working capital line covers these advances.
- Team expansion: Hiring additional designers, copywriters, media buyers, and account managers requires payroll capital that client revenue may not yet fully support.
- Technology and tools: Marketing automation platforms, design software, analytics tools, and project management systems.
- Office space: Moving from a home office to a professional workspace signals credibility to larger clients.
Working Capital Line
Advance advertising spend and cover team payroll between client invoices. Up to $200K.
Apply →Revenue-Based Funding
Based on monthly client retainer revenue. Repay as a percentage of daily deposits.
Apply Now →Equipment & Technology
Workstations, creative equipment, and software. Asset-secured for better rates.
Learn More →Frequently Asked Questions
Yes. Bankable funds marketing agencies regardless of the owner's immigration status. Client retainer revenue is the primary criterion.
We fund digital marketing agencies, social media marketing companies, SEO agencies, bilingual marketing firms, brand design studios, and content production companies.
Yes. Working capital lines are commonly used to advance client advertising spend while waiting for client invoices to be paid.
Funding depends on annual revenue. An agency generating $300K–$800K annually might qualify for $50K–$250K.
The 2026 SBA rule requires 100% citizenship, eliminating non-citizen marketing agency owners. Bankable is private capital with no citizenship requirement.
Yes. Working capital and revenue-based funding can both be used to fund payroll for new hires while new client revenue is ramping up.
Six months of business bank statements, your EIN, and personal identification. No green card required.
Most applications receive a decision within 48 hours. Funds are typically deposited within 3–5 business days.