Key Takeaways
- Former H-2B resort gift shop and artisan workers often launch jewelry and accessories businesses
- Bankable funds jewelry businesses $25K–$2M based on sales revenue — no green card required
- Inventory financing, equipment, and working capital all available
- SBA 2026 rule eliminated non-citizen jewelry business owners from all SBA programs
- 48-hour approvals for qualified jewelry businesses
H-2B Artisans Building Jewelry and Accessories Businesses
Many H-2B workers came to the United States with artisan skills — silversmithing, beadwork, weaving, leatherwork — that were developed over generations in their home communities. Resort gift shop positions and artisan demonstration roles allowed them to sell their crafts while earning their H-2B wages. As they gained work authorization and established themselves in the U.S., many formalized their craft into registered businesses, growing from weekend market vendors to established jewelry and accessories brands sold through boutiques, online stores, and wholesale accounts.
Bankable funds jewelry and accessories businesses on documented sales revenue — no citizenship required.
Equipment Financing
Jewelry-making tools, display cases, and specialty equipment. Asset-secured.
Learn More →Frequently Asked Questions
Yes. Bankable funds jewelry and accessories businesses regardless of the owner's immigration status. Documented sales revenue is the primary criterion.
We fund fine jewelry retailers, jewelry designers, handmade jewelry makers, accessories brands, and wholesale jewelry distributors.
Yes. Inventory financing is available for jewelry businesses that must purchase precious metals and gemstones before converting them into finished products.
Funding depends on annual revenue. A jewelry business generating $250K–$700K annually might qualify for $40K–$200K.
The 2026 SBA rule requires 100% citizenship, eliminating non-citizen jewelry business owners. Bankable is private capital with no citizenship requirement.
Yes. Equipment financing covers display cases, jewelry-making tools, and specialty workshop equipment.
Six months of business bank statements, your EIN, business license, and personal identification. No green card required.
Most applications receive a decision within 48 hours. Funds are typically deposited within 3–5 business days.