Key Takeaways
- Former H-2B workers in landscaping, cleaning, construction, and maintenance commonly launch home services businesses
- Bankable funds home services businesses $25K–$5M based on service revenue — no green card required
- Equipment, vehicle fleet, marketing, and working capital all available
- SBA 2026 rule eliminated non-citizen home services owners from all SBA programs
- 48-hour approvals for qualified home services businesses
H-2B Workers Are America's Home Services Entrepreneurs
Home services — painting, pressure washing, window cleaning, gutter cleaning, handyman services, junk removal, pest control, and appliance repair — are among the most natural business categories for former H-2B workers. The skills, work ethic, and service orientation developed across years of seasonal work translate directly into high-quality home services operations. These businesses require low startup capital relative to their revenue potential, which makes them a common first venture for former H-2B entrepreneurs.
As these businesses grow — from solo operator to crew of three, from $100K to $500K in annual revenue — capital becomes the primary growth constraint. A $50K equipment investment can allow a pressure washing company to take on commercial contracts worth 10x that investment annually. Bankable funds that growth without a citizenship screen.
Home Services Business Capital Uses
- Equipment purchase: Pressure washers, window cleaning systems, painting equipment, gutter vacuums, and specialty tools. Each new service line requires equipment investment.
- Vehicle and trailer: Branded service vehicles project professionalism and enable geographic expansion. A $30K–$60K vehicle investment can unlock an entire new territory.
- Marketing: Google Local Services Ads, Nextdoor advertising, and direct mail campaigns are the primary customer acquisition channels for home services businesses.
- Franchise purchase: Some home services entrepreneurs prefer the brand recognition and systems of a franchise (ServiceMaster, Window Genie, etc.) over building from scratch.
- Working capital: Seasonal demand patterns, delayed payment from property management companies, and equipment maintenance costs all create working capital needs.
Equipment Financing
Pressure washers, painting equipment, specialty tools, and vehicles. Equipment-secured.
Learn More →Revenue-Based Funding
Repay as a percentage of daily deposits. Ideal for home services businesses with seasonal demand.
Apply →Working Capital Line
Cover payroll, fuel, and supplies between jobs. Draw as needed. Up to $150K revolving.
Apply →Frequently Asked Questions
Yes. Bankable does not require a green card. Former H-2B workers with any valid work authorization and documented business revenue qualify.
We fund painting companies, pressure washing businesses, window cleaning services, gutter cleaning, handyman operations, junk removal companies, pest control businesses, and appliance repair services.
Funding depends on annual revenue. A home services company generating $200K–$600K annually typically qualifies for $40K–$200K in initial funding.
Yes. Equipment financing is available for all types of home services equipment. The equipment serves as collateral for better terms.
The 2026 SBA rule requires 100% citizenship, eliminating non-citizen home services owners. Bankable is private capital with no citizenship requirement.
Yes. A working capital line of credit allows you to cover payroll, supplies, and vehicle costs during slow months and repay during your peak revenue season.
Six months of business bank statements, your EIN, business license, and personal identification. No green card required.
Most applications receive a decision within 48 hours. Funds are typically deposited within 3–5 business days.