Key Takeaways
- Former H-2B resort fitness and recreation workers often launch their own fitness studios and gyms
- Bankable funds fitness and gym businesses $25K–$2M based on membership revenue — no green card required
- Equipment financing, working capital, and studio expansion all available
- SBA 2026 rule eliminated non-citizen fitness business owners from all SBA programs
- 48-hour approvals for qualified fitness businesses
From H-2B Resort Recreation to Fitness Studio Owner
H-2B workers employed in resort recreation departments — fitness center attendants, pool staff, tennis and recreation instructors — developed hands-on experience with fitness facility operations, equipment maintenance, and member service. Many pursued personal training certifications, yoga instructor certifications, or sports coaching credentials during their work authorization transition, then launched their own fitness studios or specialty gyms.
Fitness businesses have strong, predictable membership revenue and growing demand across demographic groups. Bankable funds fitness businesses on their documented membership and service revenue — no green card required.
Fitness Business Capital Needs
- Equipment: Commercial cardio equipment, free weights, strength machines, and specialty training equipment. A properly equipped gym floor costs $50K–$200K.
- Studio build-out: Flooring, mirrors, sound systems, lighting, locker rooms, and reception areas. A full studio build-out runs $40K–$150K.
- Technology: Gym management software, mobile apps, and electronic access control systems.
- Marketing for member acquisition: Digital advertising, local partnerships, and promotional offers are the primary member acquisition channels.
- Second studio expansion: A successful fitness studio with a loyal member base can support a second location in a nearby neighborhood.
Equipment Financing
Commercial cardio, strength equipment, and specialty training systems. Asset-secured financing.
Learn More →Working Capital
Cover operating costs, instructor payroll, and slow-season expenses. Draw as needed.
Apply →Revenue-Based Funding
Based on membership revenue. Repay as a percentage of daily deposits.
Apply Now →Frequently Asked Questions
Yes. Bankable does not require a green card. Former H-2B workers with any valid work authorization and documented fitness business revenue qualify.
We fund gyms, boutique fitness studios, yoga studios, CrossFit affiliates, martial arts schools, personal training studios, and sports training facilities.
Yes. Equipment financing is available for commercial cardio, strength machines, and specialty training equipment.
Funding depends on annual revenue. A fitness studio generating $250K–$600K annually might qualify for $50K–$200K.
The 2026 SBA rule requires 100% citizenship, eliminating non-citizen fitness business owners. Bankable is private capital with no citizenship requirement.
Yes. Second location expansion is evaluated based on your existing studio's revenue and cash flow performance.
Six months of business bank statements, your EIN, business license, and personal identification. No green card required.
Most applications receive a decision within 48 hours. Funds are typically deposited within 3–5 business days.