Key Takeaways
- Former H-2B workers who pursued dental careers often serve immigrant communities with bilingual dental care
- Bankable funds dental practices $25K–$5M based on practice revenue — no green card required
- Equipment financing, working capital, and practice acquisition all available
- SBA 2026 rule eliminated non-citizen dental practice owners from all SBA programs
- 48-hour approvals for qualified dental businesses
From H-2B Worker to Dental Practice Owner
Dentistry requires years of demanding education — dental school, licensing, residency — that many former H-2B workers funded through their seasonal earnings and later through student loans. These dentists now serve communities across the country, with a significant number operating in Hispanic-majority communities where bilingual dental care is in high demand. Many own independent dental practices or multi-location dental groups.
Dental practices have strong, predictable revenue from dental insurance reimbursements and private-pay patients. Bankable funds these practices on documented revenue — no citizenship required.
Dental Practice Capital Needs
- Dental equipment: Dental chairs, digital X-ray systems, CBCT scanners, sterilization equipment, and CAD/CAM systems represent $150K–$500K in capital investment for a new or expanding practice.
- Practice acquisition: Buying an existing dental practice is typically valued at 60–80% of annual production. A $1M production practice might sell for $650K–$800K.
- Operatory expansion: Adding operatories increases production capacity. A single additional operatory with equipment costs $50K–$100K.
- Insurance reimbursement bridge: Dental insurance reimbursements arrive 15–45 days after claim submission. Working capital covers the gap.
Dental Equipment Financing
Chairs, digital X-ray, CBCT, and CAD/CAM systems. Asset-secured for better rates.
Learn More →Practice Acquisition
Partial funding for buying an existing dental practice. Evaluated on practice production.
Apply →Working Capital
Bridge insurance reimbursements and cover operating costs. Up to $500K revolving.
Apply →Frequently Asked Questions
Yes. Bankable funds dental practices regardless of the owner's immigration status. Documented practice production and revenue are the primary criteria.
Yes. Practice acquisition funding is available. We evaluate the acquisition based on the target practice's historical production and patient count.
Funding depends on annual practice revenue. A dental practice with $1M–$2.5M in annual revenue might qualify for $200K–$800K.
The 2026 SBA rule requires 100% citizenship, eliminating non-citizen dental practice owners. Bankable is private capital with no citizenship requirement.
Yes. Dental equipment financing is available for chairs, digital X-ray systems, CBCT scanners, and CAD/CAM systems. The equipment serves as collateral.
Working capital lines advance funds against expected insurance reimbursements, covering operating costs during the claims processing cycle.
Six months of business bank statements, your EIN, dental license, and personal identification. No green card required.
Most applications receive a decision within 48 hours. Funds are typically deposited within 3–5 business days.