Key Takeaways
- Bankable funds H-1B video production businesses up to $5M based on documented revenue
- No green card, no permanent residency, no citizenship required for funding
- SBA March 2026 rule eliminated H-1B owners from all SBA 7(a) loan access
- 48-hour funding decisions — faster than any bank or SBA lender
- Check your Bankability Score in 30 seconds — no SSN upload
Video production agencies serve advertising, corporate communications, streaming platforms, and social media content creation markets. Production companies require capital-intensive equipment — cinema cameras at $15,000 to $80,000, lighting systems, audio, and post-production workstations — before revenue from productions is received.
H-1B video producers — from independent commercial production companies to post-production facilities — have built businesses serving brands that need video content at industrial scale. Revenue is project-based, with 50 percent deposits on large productions common, but net-45 to net-60 payment on deliverables.
The March 2026 SBA rule eliminated H-1B video production businesses from all 7(a) access. Bankable provides a direct path to revenue-based funding without any citizenship test.
Capital Uses for H-1B Video Production Operators
- Cinema Camera Equipment: RED, ARRI, or Sony professional cinema systems plus lenses, support, and accessories: $30,000 to $150,000 per camera system.
- Production Support Equipment: Gimbals, drones, lighting systems, audio recording equipment, and grip packages for production shoots.
- Post-Production Infrastructure: Mac Pro or PC workstations, RAID storage, color grading software, and audio sweetening setup.
- Client Production Bridge: Net-45 to net-90 payment terms from advertising agency clients require post-delivery capital bridge.
- Studio Space and Sound Stage: Dedicated production studio rental or purchase for consistent client work environments.
| Funding Source | H-1B Eligible? | Max Amount | Speed |
|---|---|---|---|
| SBA 7(a) — March 2026+ | No — US citizens only | $5M | 30–90 days |
| Traditional Banks | Rarely | Varies | 3–6 weeks |
| Bankable | Always yes | $5M | 48 hours |
For the full SBA alternative landscape for H-1B business owners, see our SBA alternative guide. Check your Bankability Score in 30 seconds to see your preliminary funding range.
Frequently Asked Questions
Yes. Bankable funds video production businesses based on documented revenue. No green card or permanent residency required.
Effective March 1, 2026, the SBA requires 100% US citizen ownership. All H-1B business owners are excluded from SBA 7(a) loans.
Minimum $20,000 in monthly revenue for initial consideration. Businesses at qualifying revenue levels access initial tranches of $50K to $500K.
48-hour decision from completed application. The Bankability Assessment at /bankability-score/ gives a preliminary range in 30 seconds.
No. Bankable funds H-1B holders as sole applicants based on business revenue alone.
No. Bankable has zero residency requirements. H-1B, L-1, O-1, and other work visa holders all qualify for funding assessment based on business revenue alone.
Effective March 1, 2026, the SBA requires 100% US citizen or national ownership for all 7(a) and 504 programs. H-1B holders are completely excluded regardless of revenue or credit history.
48 hours from completed application. The Bankability Assessment at /bankability-score/ takes 30 seconds and gives a preliminary range immediately.