F-1 OPT Security Services Funding — Contract Revenue, No Citizenship Required

Criminal justice and security management graduates on F-1 OPT are launching private security companies with B2B contract revenue. Your security contract billings qualify for Bankable funding.

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Key Takeaways

Private security companies serve a $45B US market with strong recurring B2B revenue. F-1 OPT founders with criminal justice, security management, or military/law enforcement backgrounds from their home countries are launching licensed security companies that serve commercial, residential, and event security markets. Monthly security contract billings from businesses, HOAs, and event venues create the predictable revenue Bankable evaluates.

Security Business Capital Uses

Equipment Financing

Asset-backed financing at lower rates.

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Working Capital

Revolving credit for operating gaps.

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$2M
Max Funding
48hrs
Decision
$15K
Min. Monthly Revenue
4 Mo
Min. in Business

Frequently Asked Questions

Does the SBA ban affect F-1 OPT founders?

Yes. Since March 2026, SBA loans require 100% US citizen or national ownership. Bankable is non-SBA — F-1 OPT founders qualify based entirely on business revenue.

Do I need a green card?

No. Bankable funds US-registered business entities based on revenue. Immigration status is not evaluated.

What happens when my OPT expires?

Your business entity continues operating and servicing funding. The loan is with the business, not the individual.

Can an F-1 OPT founder own a private security company?

Yes. Private security company ownership requires state licensing for the business and guards, but the business owner does not need to hold personal citizenship. License requirements vary by state.

What revenue is needed?

$15,000+ in monthly contract revenue with 4+ months of operating history.

Does armed vs. unarmed security affect qualification?

Both armed and unarmed security companies qualify. Bankable evaluates revenue and business history, not the specific security service category.

Can I use Bankable to fulfill a new large contract?

Yes. New contract staffing and equipment capital is a primary use case for security companies seeking Bankable funding.

What technology systems qualify for equipment financing?

Surveillance systems, access control hardware, monitoring equipment, and patrol tracking software qualify for equipment financing.

Your security contracts are your monthly revenue.

Bankable funds F-1 OPT security company founders based on contract billings — no citizenship required.

5 minutes to apply · No green card required · 48-hour decision

Ready to Get Funded?

Apply in 5 Minutes.
Decision in 48 Hours.

Up to $5M · 92% approval rate · No equity required · All visa types welcome

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