Key Takeaways
- Logistics contract and warehouse revenue drives Bankable approval — no green card
- Fund warehouse equipment, forklifts, and working capital for OPT logistics founders
- 3PL operators, freight brokers, and supply chain consultants all qualify
- 48-hour decisions for logistics businesses with $20K+ monthly revenue
Supply chain and logistics management graduates on F-1 OPT have a deep structural advantage in the logistics industry: they understand global supply chains firsthand, speak the languages of international shippers and carriers, and have direct connections to overseas manufacturing and distribution networks. These founders are launching third-party logistics (3PL) warehouses, freight brokerages, and import/export facilitation businesses that serve US companies navigating global supply complexity.
Logistics Capital Uses
- Warehouse equipment: forklifts, racking systems, conveyor systems, and packing stations
- Transportation management software (TMS) and WMS implementation
- Fleet vehicles for local delivery and drayage operations
- Working capital between shipper billing cycles (30-60 day payment terms)
- Warehouse lease deposits and leasehold improvements
Frequently Asked Questions
Yes. Since March 2026, SBA loans require 100% US citizen or national ownership. Bankable is non-SBA — F-1 OPT founders qualify based entirely on business revenue.
No. Bankable funds US-registered business entities based on revenue. Immigration status is not evaluated.
Your business entity continues operating and servicing funding. The loan is with the business, not the individual.
Yes. Freight brokerage, 3PL warehousing, and supply chain service companies can be owned by F-1 OPT founders through properly structured business entities.
$20,000+ in monthly contract and service revenue with 4+ months of operating history.
Yes. Freight brokerage commissions and net revenue from carrier relationships qualify as documented business revenue for Bankable evaluation.
Yes. Warehouse lease deposits, equipment, and working capital for a new 3PL facility qualify for Bankable funding based on your existing customer contracts.
Licensed customs brokerage firms with documented transaction fees qualify. The licensing requirement applies to the business, not specifically to the owner's personal credentials.