Key Takeaways
- Landscaping contract revenue drives Bankable approval — no green card needed
- Fund mowers, trucks, and equipment for OPT landscaping founders
- Seasonal capital available for pre-peak equipment purchases
- 48-hour decisions for landscaping businesses with $8K+ monthly revenue
Landscaping and lawn care businesses generate recurring monthly revenue from maintenance contracts — one of the most bankable revenue models available. F-1 OPT founders with horticulture, environmental science, or landscape architecture backgrounds are building route-based landscaping businesses with strong unit economics: one crew, one truck, and 20-30 accounts generates $15K-$30K/month in maintenance revenue.
Landscaping Capital Uses
- Commercial mowers: zero-turn, walk-behind, and ride-on equipment
- Trucks and trailers for crew transportation and equipment hauling
- Landscaping tools and hardscape equipment
- Seasonal equipment: snow removal, leaf blowing, irrigation systems
- Working capital to hire crews for new contract fulfillment
Frequently Asked Questions
Yes. Since March 2026, SBA loans require 100% US citizen or national ownership. All F-1 OPT and STEM OPT founders are disqualified from SBA 7(a) and 504 programs. Bankable is a non-SBA lender — our approval is entirely revenue-based, with no citizenship requirement.
No. Bankable does not evaluate immigration status. We fund US-registered business entities based on their revenue. F-1 OPT and STEM OPT founders qualify on the same terms as any other business owner.
Your business entity continues operating and servicing the funding regardless of your personal immigration status. Bankable funds the LLC or corporation, not the individual. Immigration transitions — H-1B, O-1, departure — do not affect the business's obligation or ability to operate.
Yes. Landscaping business ownership does not require professional licensure in most states. F-1 OPT founders can own and operate lawn care and landscaping companies.
Landscaping revenue is seasonal in many markets. Bankable evaluates annual revenue and average in-season monthly revenue rather than off-season monthly figures.
Commercial mowers, trucks, trailers, and specialty landscaping equipment all qualify for asset-backed equipment financing.
Yes. Seasonal service expansion — including snow removal equipment financing — is a common use case for landscaping businesses in northern markets.
$8,000+ in average monthly revenue during operating months with 3+ months of history.