Key Takeaways
- Tutoring and learning center revenue drives Bankable approval — no green card
- Fund learning center buildout, curriculum development, and working capital for OPT founders
- Both in-person and online tutoring revenue qualifies for evaluation
- 48-hour decisions for education businesses with $8K+ monthly revenue
Education and tutoring businesses are built on recurring enrollment fees — monthly session packages, semester subscriptions, and ongoing learning programs that generate predictable revenue. F-1 OPT founders with strong academic backgrounds and subject matter expertise in STEM, test preparation, language learning, and academic coaching are launching tutoring companies that serve students from elementary through graduate school.
Education Business Capital Uses
- Learning center lease, furniture, and classroom setup
- Curriculum development and proprietary learning materials
- Online platform development for hybrid or fully remote tutoring
- Tutor hiring and training programs
- Marketing to schools, parents, and students in target markets
Working Capital
Fund curriculum development and tutor hiring before enrollment revenue flows.
Learn More →Tech Startup Funding
Online tutoring platforms with subscription revenue qualify for MRR-based funding.
Explore →Frequently Asked Questions
Yes. Since March 2026, all SBA loans require 100% US citizen or national ownership. Bankable is non-SBA — F-1 OPT founders qualify based entirely on business revenue.
No. Bankable funds US-registered business entities based on revenue. Immigration status is not evaluated.
Your business entity continues operating and servicing funding. The loan is with the business, not the individual.
Yes. Educational tutoring businesses do not require a teaching license for ownership. F-1 OPT founders can own and operate learning centers and tutoring companies.
$8,000+ in monthly enrollment and session revenue with 3+ months of operating history. Online tutoring platforms with subscription revenue qualify at the same threshold.
STEM-focused tutoring companies often command premium rates and higher margins — these qualify on the same terms, typically with stronger funding capacity due to higher average revenue per student.
Yes. Online tutoring platforms with monthly subscription revenue are evaluated as SaaS businesses — MRR-based funding applies.
Test prep businesses with enrollment revenue qualify. Seasonal peaks in enrollment (summer, fall) are factored into the revenue analysis.