Key Takeaways
- E-2 transportation company owners qualify based on documented trip revenue and fleet operations
- Vehicle acquisition, fleet expansion, and working capital are eligible funding uses
- The March 2026 SBA rule change bars non-citizen operators — Bankable is the structured alternative
- Turkish, Dominican, and Korean E-2 holders frequently operate transportation businesses
- Funding from $100K to $5M with 48-hour preliminary decisions
Passenger and freight transportation businesses are among the most documented industries in the US economy. Every trip generates a receipt. Every mile generates a GPS record. Airport transfers, corporate shuttle services, charter operations, and specialized transportation all produce clean revenue data that lenders value. For E-2 visa holders who have established transportation companies — Turkish entrepreneurs with luxury car services in New York and Los Angeles, Dominican operators with Dominican Republic–US charter networks, Korean airport shuttle companies — this documentation makes revenue verification straightforward.
The transportation business requires continuous capital investment: vehicles depreciate, licenses expire, insurance must be maintained, and the opportunity to add routes or services demands additional vehicles. Bankable structures fleet financing and working capital for E-2 transportation operators based on their vehicle revenue, without the citizenship requirement that blocks bank lending and SBA programs.
Transportation Capital Uses
- Vehicle acquisition: Sedans, SUVs, vans, minibuses, and specialty vehicles for fleet expansion
- Route expansion: Capital to add new routes, contracts, or corporate accounts
- Insurance and licensing: Working capital for annual insurance renewals and regulatory costs
- Technology: GPS tracking, dispatch software, and booking platform development
- Facility: Garage space, maintenance facility, or dispatch center
Vehicle Financing
Fund fleet expansion with vehicle-backed financing at competitive rates.
Apply Now →Working Capital
Cover insurance renewals, licensing, and operational costs between peak revenue periods.
Learn More →Frequently Asked Questions
Yes. E-2 transportation operators with documented trip and route revenue qualify for Bankable funding. No green card required.
Yes. Vehicle financing with the vehicle serving as collateral is available for E-2 transportation operators.
Limousine services, charter buses, airport shuttles, corporate fleet operators, medical transport, and specialty transportation businesses.
We accept dispatch system exports, payment processor statements, bank deposits, and contract documentation from corporate accounts.
Yes. Working capital to support new corporate or government transportation contracts is a common Bankable use case.
There is no minimum fleet size. Revenue qualification depends on documented trip income, not vehicle count.
Yes, for operators who own a fleet and lease or rent vehicles to drivers, generating fleet income. Individual rideshare drivers do not qualify as they are not business owners.
48-hour preliminary decisions. Transportation businesses with documented trip revenue and dispatch records typically fund within 5–7 business days.