Key Takeaways
- E-2 startups with 6+ months of consistent revenue qualify for Bankable’s revenue-based funding
- No 2-year tax return requirement, no profitability requirement — just revenue consistency
- Hiring capital, marketing, and equipment purchases are all eligible uses for early-stage E-2 businesses
- No green card, no citizenship, no SBA eligibility required
- Funding from $25K to $5M based on revenue history, not projections
The E-2 visa was designed for investors who start businesses from scratch in the US — which means E-2 startups are the rule, not the exception. USCIS expects you to build something new, hire Americans, and grow the business over your visa period. Yet traditional lenders want to see 2 years of tax returns before they’ll lend to a startup, which means they’re effectively only available to mature businesses that probably don’t need the capital as urgently.
Bankable’s approach is fundamentally different: we evaluate trailing revenue, not tax returns. Six months of consistent business revenue is sufficient to begin the underwriting process. We look at your revenue trend (growing? stable?), your revenue concentration (one client or many?), and the consistency of deposits. A restaurant that has done $25,000/month for 6 months is a fundable business. A cleaning company with $15,000/month in recurring contracts after 8 months is fundable. We don’t need to wait for your accountant to file your taxes.
What Startup Capital Covers
- Hiring your first team: Working capital for initial payroll while new hires come up to speed
- Marketing launch: Initial advertising campaigns to build customer awareness and revenue
- Equipment: Capital equipment that your startup needs but couldn’t afford from initial E-2 investment
- Inventory: Initial stock purchases for retail, ecommerce, or product businesses
- Working capital: Operating costs during the ramp-up period when revenue is growing but not yet stable
Revenue-Based Funding Explained
Understand how Bankable’s approach differs from bank loans and VC funding.
Learn More →Frequently Asked Questions
Yes. E-2 startups with 6+ months of consistent revenue qualify for Bankable funding. We evaluate actual revenue, not projections or tax returns.
No. Bankable evaluates 6 months of bank statements and revenue documentation. Annual tax returns are not required for initial review.
Most Bankable startup clients have $15,000+ per month in consistent revenue at the time of application. Lower revenue businesses may qualify on a case-by-case basis depending on business type and trajectory.
Yes. Bankable evaluates gross revenue, not profitability. Many early-stage businesses are investing in growth before reaching profitability. Revenue is the key metric.
Bankable funds up to $5M. Most startup rounds are $25K–$500K. The amount is determined by your revenue level and business type.
No business plan is required. We evaluate actual revenue history, not projections. A simple description of your business and how you’ll use the capital is sufficient.
Bankable requires your business to be operating with a valid EIN. If your E-2 petition is pending but your business entity is established and generating revenue, contact us to discuss your specific situation.
Bankable funds E-2 startups across all industries. Restaurant, retail, tech, service, manufacturing, and professional service startups all qualify based on revenue.