Key Takeaways
- E-2 home services company owners with documented service revenue qualify for Bankable funding
- Equipment, vehicle fleet expansion, and crew growth capital are all eligible uses
- Brazilian, Mexican, and Eastern European E-2 investors frequently operate US home services businesses
- The March 2026 SBA rule change bars non-citizen home services owners — Bankable provides the alternative
- Funding from $50K to $5M with 48-hour preliminary decisions
Home services is one of the most accessible E-2 visa categories for investors with trade skills and business management experience. A painting company, handyman service, renovation contractor, or home maintenance firm can be established with $100,000–$250,000 in tools, vehicles, working capital, and initial staffing — well within the E-2 substantial investment range for many treaty countries. Brazilian painters and drywall finishers, Mexican construction crews, and Eastern European tile and flooring companies have built multimillion-dollar home services businesses on E-2 investments across every US market.
Home services revenue arrives through customer invoices, credit card payments, and increasingly through platform payments from platforms like Angi, HomeAdvisor, and Thumbtack. This documented revenue is straightforward for Bankable to underwrite. Recurring service agreements — monthly lawn care, seasonal HVAC maintenance, regular cleaning — are particularly strong documentation because they represent contracted future revenue.
Home Services Capital Uses
- Tools and equipment: Power tools, specialty equipment, and professional-grade gear for service expansion
- Fleet vehicles: Additional trucks or vans to support additional crews
- Crew expansion: Working capital to fund payroll for new crews while contracts ramp up
- Marketing: Digital marketing, vehicle wraps, and platform presence to increase lead volume
- Licensing and insurance: Obtaining additional contractor licenses for new service categories
Equipment Financing
Fund tools and equipment with asset-backed financing and faster approval.
Learn More →Working Capital
Bridge payroll and material costs as you onboard new contracts and crews.
Learn More →Frequently Asked Questions
Yes. E-2 home services owners with documented service revenue qualify for Bankable funding. No green card required.
Painting, handyman services, renovation contracting, home repair, pressure washing, gutter cleaning, window washing, and property maintenance companies all qualify.
We accept customer invoice records, platform payment reports (Angi, HomeAdvisor), credit card processing statements, and bank deposits.
Yes. Vehicle financing with the vehicle as collateral is available for home services operators.
Most Bankable home services clients have $200K+ in annual revenue. Companies with strong recurring service agreements may qualify at lower levels.
Yes. Working capital for crew expansion while new contracts ramp up is a standard Bankable use case.
Yes. Home services franchise operators (Mr. Handyman, HandyPro, etc.) with documented franchise revenue qualify.
Seasonal patterns are evaluated in annual context. We understand that exterior painting and landscaping are summer-heavy, and structure seasonal capital accordingly.