Key Takeaways
- DACA entrepreneurs operate licensed security companies with government and commercial contracts
- Bankable funds guard staffing, vehicles, and equipment with no citizenship requirement
- Recurring security contracts provide strong, predictable bankability evidence
- SBA security business loans now closed to DACA owners — Bankable fills the gap with 48-hour decisions
- Your contract revenue and guard hours are your bankability — no green card needed
DACA entrepreneurs have built successful Security Services businesses across the United States. With valid Employment Authorization Documents and Social Security Numbers, they run operations, employ American workers, and pay taxes — yet face systematic exclusion from the capital markets that fund their competitors. Bankable exists to correct that.
What Security Services Businesses Fund With Capital
- Guard staffing: Payroll capital for security guards between contract billing cycles
- Uniforms and equipment: Guard uniforms, radios, body cameras, and protective equipment
- Vehicles: Marked security patrol vehicles for mobile patrol contracts
- Technology: Security camera systems, access control, monitoring software
- Insurance: Liability insurance required for security service contracts
- Licensing: State guard agency license fees and background check costs
The SBA Gap and the Bankable Solution
The SBA's March 2026 citizen-only rule eliminated the most affordable small business lending program for DACA owners. Bankable's revenue-based tranche funding fills this gap: no citizenship required, no green card needed, 48-hour decisions. Your security services revenue is your qualification. Learn more about SBA alternatives for DACA business owners.
Funding Requirements
| Factor | Bankable Standard |
|---|---|
| Immigration | DACA with EAD + SSN — no green card required |
| License | State security agency license required |
| Revenue | $20,000+ monthly from security contracts |
| Business Age | 12 months of security business operations |
| Funding Range | $25K to $2M based on contract revenue |
Check your eligibility at bankablefunds.com/bankability-score — a 5-minute process with no commitment and no citizenship questions.
Frequently Asked Questions
Yes. DACA status with a valid EAD and SSN qualifies for Bankable funding. No citizenship or green card is required. Your security services revenue is the primary qualification factor.
EAD card, SSN, 3 months of business bank statements, business license, and a voided business check. No green card or citizenship documentation required.
Yes. The SBA's March 2026 rule now requires all SBA loan borrowers to be US citizens or nationals, locking out DACA recipients. Bankable's revenue-based funding is the direct alternative with no citizenship requirement.
Bankable issues decisions within 48 hours of a complete application. Funding typically arrives 3–7 business days after approval.
Bankable funds up to $5M through our tranche system. Actual amounts depend on your monthly revenue and business profile.
Yes — your EAD must be current at the time of application. DACA's renewal cycle does not disqualify you — we understand the administrative process.
Yes. A revolving business line of credit is available for established businesses with consistent monthly revenue. Draw, repay, and redraw as your business cycle requires.
Revenue-based funding carries a higher rate than SBA loans. For DACA owners who cannot access the SBA program, the comparison is between Bankable's rates and no access at all. We price transparently based on your full profile.
Yes. Staffing expansion is a covered use case. Adding employees directly increases your revenue capacity and is one of the most common uses of Bankable capital.
We accept 3 months of business bank statements, POS reports, QuickBooks exports, and industry-specific revenue documentation. We look for consistent monthly revenue over your operating history.