Key Takeaways
- DACA entrepreneurs operate 3PL companies, last-mile delivery networks, and fulfillment centers
- Bankable funds warehouse equipment, fleet vehicles, and working capital with no citizenship requirement
- E-commerce fulfillment and B2B logistics contracts are strong bankability evidence
- SBA logistics loans now closed to DACA owners in March 2026 — Bankable fills the gap
- Your shipping volume and contract revenue are your bankability — 48-hour decisions, no green card needed
DACA entrepreneurs have built successful Logistics & Warehousing businesses across the United States. With valid Employment Authorization Documents and Social Security Numbers, they run operations, employ American workers, and pay taxes — yet face systematic exclusion from the capital markets that fund their competitors. Bankable exists to correct that.
What Logistics & Warehousing Businesses Fund With Capital
- Warehouse equipment: Forklifts, pallet racking, conveyor systems, loading dock equipment
- Fleet vehicles: Delivery trucks, cargo vans, and specialty transport vehicles
- Working capital: Carrier payments, warehouse rent, and labor costs between billing cycles
- Technology: WMS software, inventory tracking, route optimization systems
- Facility expansion: Additional warehouse space as e-commerce client volume grows
- Insurance: Commercial auto, cargo, and general liability annual premium financing
The SBA Gap and the Bankable Solution
The SBA's March 2026 citizen-only rule eliminated the most affordable small business lending program for DACA owners. Bankable's revenue-based tranche funding fills this gap: no citizenship required, no green card needed, 48-hour decisions. Your logistics & warehousing revenue is your qualification. Learn more about SBA alternatives for DACA business owners.
Funding Requirements
| Factor | Bankable Standard |
|---|---|
| Immigration | DACA with EAD + SSN — no green card required |
| Revenue | $20,000+ monthly logistics/warehousing revenue |
| Business Age | 12 months of operations |
| Business Type | 3PL, fulfillment, last-mile, freight brokerage, courier |
| Funding Range | $50K to $5M based on volume and contract portfolio |
Check your eligibility at bankablefunds.com/bankability-score — a 5-minute process with no commitment and no citizenship questions.
Frequently Asked Questions
Yes. DACA status with a valid EAD and SSN qualifies for Bankable funding. No citizenship or green card is required. Your logistics revenue is the primary qualification factor.
EAD card, SSN, 3 months of business bank statements, business license, and a voided business check. No green card or citizenship documentation required.
Yes. The SBA's March 2026 rule now requires all SBA loan borrowers to be US citizens or nationals, locking out DACA recipients. Bankable's revenue-based funding is the direct alternative with no citizenship requirement.
Bankable issues decisions within 48 hours of a complete application. Funding typically arrives 3–7 business days after approval.
Bankable funds up to $5M through our tranche system. Actual amounts depend on your monthly revenue and business profile.
Yes — your EAD must be current at the time of application. DACA's renewal cycle does not disqualify you — we understand the administrative process.
Yes. A revolving business line of credit is available for established businesses with consistent monthly revenue. Draw, repay, and redraw as your business cycle requires.
Revenue-based funding carries a higher rate than SBA loans. For DACA owners who cannot access the SBA program, the comparison is between Bankable's rates and no access at all. We price transparently based on your full profile.
Yes. Staffing expansion is a covered use case. Adding employees directly increases your revenue capacity and is one of the most common uses of Bankable capital.
We accept 3 months of business bank statements, POS reports, QuickBooks exports, and industry-specific revenue documentation. We look for consistent monthly revenue over your operating history.