Key Takeaways
- DACA entrepreneurs run $1M+ landscaping operations with 20+ employees across the Southwest and Southeast
- Bankable funds mowing equipment, trucks, irrigation systems, and crew expansion with no citizenship requirement
- Seasonal capital for spring startup and winter bridge are both available through Bankable's tranche model
- SBA landscaping loans now closed to DACA owners in March 2026 — Bankable is the direct alternative
- Your maintenance contracts and monthly revenue are your bankability — no green card required
Landscaping is one of the industries where DACA entrepreneurs have achieved the most significant scale. In Texas, California, Arizona, and Florida, DACA-led landscaping companies run crews of 20–50 employees, hold commercial maintenance contracts with HOAs and commercial properties, and generate $1M–$5M in annual revenue. They've built these businesses through sheer expertise, reliability, and hustle — and they deserve capital to match.
Landscaping Capital Use Cases
- Equipment: Zero-turn mowers, tractors, excavators, skid steers, aerators
- Trucks and trailers: Work trucks, landscape trailers, dump trucks
- Seasonal startup: Pre-season equipment prep, hiring, and material purchasing
- Irrigation systems: Equipment and materials for irrigation installation projects
- Hardscaping: Pavers, retaining wall materials, concrete for high-margin projects
- Working capital: Payroll during slow winter months when maintenance contracts pause
Commercial Landscaping Contracts: The Revenue Foundation
Commercial HOA and property management contracts provide the recurring revenue backbone for large landscaping operations. A DACA landscaping company with 10 HOA contracts at $5,000/month each has $50,000/month in predictable, contractually guaranteed revenue. Bankable treats this contract revenue as excellent bankability evidence, often supporting tranche amounts of $250K–$500K for companies at this scale.
Requirements for DACA Landscaping Funding
| Factor | Standard |
|---|---|
| Immigration | DACA with EAD + SSN — no green card or citizenship required |
| Monthly Revenue | $15,000+ monthly landscaping revenue |
| Business Age | 12 months of operation |
| Insurance | General liability and commercial vehicle insurance |
| Funding Range | $25K to $5M depending on contract portfolio and revenue |
Frequently Asked Questions
Yes. DACA status with EAD and SSN qualifies. Landscaping businesses with $15,000+ monthly revenue are strong Bankable candidates.
Yes. Zero-turn mowers, tractors, excavators, skid steers, trailers, and trucks are all primary use cases. Equipment serves as collateral.
Yes. Pre-season startup capital and winter bridge capital are both available. We structure repayment around your high-revenue spring through fall period.
Yes. Adding supervisors and crew members to take on more commercial contracts is a covered use case. We look at your existing contracts and revenue growth rate.
Seasonal businesses are well-understood by Bankable. We look at annual revenue and seasonal patterns, then structure repayment around your peak revenue months.
Yes. Irrigation design and installation is a high-margin segment of landscaping. Project-based irrigation businesses qualify if they have consistent monthly revenue from completed jobs.
Yes. Hardscaping — pavers, retaining walls, outdoor structures — is a higher-margin revenue stream. Working capital for materials and labor on hardscaping projects is fundable.
Yes. Commercial vehicles and trailers are among the most common funding requests for landscaping businesses. Fleet expansion directly scales your capacity and revenue.
Bank statements, commercial maintenance contracts, HOA agreements, and QuickBooks reports are all accepted. Signed recurring contracts are particularly strong documentation.
Bankable funds up to $5M through the tranche system. Large landscaping operations with $100K+ monthly revenue from commercial contracts can qualify for $500K–$2M in initial tranche funding.