Key Takeaways
- DACA tech professionals operate managed service providers serving SMBs and enterprise clients
- Bankable funds hardware, staffing, and recurring contract growth with no citizenship requirement
- Monthly recurring MRR from MSP contracts is excellent bankability evidence for Bankable
- SBA IT business loans now closed to DACA owners — Bankable's 48-hour decisions fill the gap
- Your MSP contracts and monthly billings are your bankability — no green card needed
DACA entrepreneurs have built successful IT Managed Services businesses across the United States. With valid Employment Authorization Documents and Social Security Numbers, they run operations, employ American workers, and pay taxes — yet face systematic exclusion from the capital markets that fund their competitors. Bankable exists to correct that.
What IT Managed Services Businesses Fund With Capital
- Hardware: Servers, networking equipment, workstations for client deployments
- Software licenses: RMM tools, security software, backup solutions for managed clients
- Staffing: Hiring L1/L2/L3 technicians and NOC staff to scale client capacity
- Working capital: Payroll and tool costs between monthly retainer billing dates
- Client acquisition: Sales and marketing to win new managed service contracts
- Professional certifications: Microsoft, Cisco, CompTIA training for technicians
The SBA Gap and the Bankable Solution
The SBA's March 2026 citizen-only rule eliminated the most affordable small business lending program for DACA owners. Bankable's revenue-based tranche funding fills this gap: no citizenship required, no green card needed, 48-hour decisions. Your it managed services revenue is your qualification. Learn more about SBA alternatives for DACA business owners.
Funding Requirements
| Factor | Bankable Standard |
|---|---|
| Immigration | DACA with EAD + SSN — no green card required |
| Revenue | $15,000+ monthly from MSP contracts |
| Business Age | 12 months with paying managed clients |
| Business Type | MSP, IT consulting, helpdesk, NOC, cybersecurity services |
| Funding Range | $25K to $5M based on MRR and client portfolio |
Check your eligibility at bankablefunds.com/bankability-score — a 5-minute process with no commitment and no citizenship questions.
Frequently Asked Questions
Yes. DACA status with a valid EAD and SSN qualifies for Bankable funding. No citizenship or green card is required. Your IT managed services revenue is the primary qualification factor.
EAD card, SSN, 3 months of business bank statements, business license, and a voided business check. No green card or citizenship documentation required.
Yes. The SBA's March 2026 rule now requires all SBA loan borrowers to be US citizens or nationals, locking out DACA recipients. Bankable's revenue-based funding is the direct alternative with no citizenship requirement.
Bankable issues decisions within 48 hours of a complete application. Funding typically arrives 3–7 business days after approval.
Bankable funds up to $5M through our tranche system. Actual amounts depend on your monthly revenue and business profile.
Yes — your EAD must be current at the time of application. DACA's renewal cycle does not disqualify you — we understand the administrative process.
Yes. A revolving business line of credit is available for established businesses with consistent monthly revenue. Draw, repay, and redraw as your business cycle requires.
Revenue-based funding carries a higher rate than SBA loans. For DACA owners who cannot access the SBA program, the comparison is between Bankable's rates and no access at all. We price transparently based on your full profile.
Yes. Staffing expansion is a covered use case. Adding employees directly increases your revenue capacity and is one of the most common uses of Bankable capital.
We accept 3 months of business bank statements, POS reports, QuickBooks exports, and industry-specific revenue documentation. We look for consistent monthly revenue over your operating history.