Key Takeaways
- Guatemalan and Honduran asylees lead landscaping entrepreneurship across the US
- No green card required — EAD and US entity qualify
- Fund mowers, trucks, trailers, and crew payroll
- Seasonal revenue-based repayment protects winter cash flow
- 48-hour decisions
Landscaping is a sector where Guatemalan, Honduran, and Salvadoran entrepreneurs — many of them asylees — have built substantial businesses across the United States. What begins as a single mower and a truck often grows into a multi-crew operation serving commercial properties, HOAs, and municipal contracts. The path from asylee employee to asylee business owner is well-worn in this industry, and capital is the primary bottleneck at each growth stage.
What We Fund
- Zero-turn mowers, riding mowers, and commercial walk-behinds
- Trucks and trailers for crew transportation
- Landscaping equipment (blowers, trimmers, edgers, aerators)
- Snow removal equipment (for northern markets)
- Seasonal crew payroll bridges
- Irrigation system tools and materials
- Tree care equipment (chippers, stump grinders)
Seasonal Cash Flow Management
Landscaping revenue peaks April-October in northern markets and is year-round in southern states. Revenue-based funding repayment flexes accordingly — high payments in peak season, lower in winter. Many landscaping operators use Bankable to fund spring equipment purchases that are repaid over the summer season. This is the most natural capital cycle for the industry.
Minimum: $12,000/month in landscaping revenue (averaged annually), 6 months operating, US entity, EAD.
Frequently Asked Questions
Yes. Asylee landscaping business owners with EAD, a US business entity, and $12,000+/month in revenue (averaged annually) qualify.
Yes. Equipment financing with the mower as collateral, or working capital for equipment purchases, are both available.
We average revenue over 12 months (or your full operating history) to account for seasonality. Repayment is revenue-based, so winter payments are lower automatically.
Yes. Crew payroll and hiring costs are a common use of landscaping working capital.
Lawn care, landscape installation, irrigation, hardscaping, snow removal, and tree care revenue all qualify.
Yes. Tree service companies with documented revenue qualify under the same terms.
Yes. Both residential and commercial landscaping revenue qualifies.
Business bank statements (3-6 months), EIN, EAD, vehicle registration, and equipment documentation.